INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following sources:
(i) information we receive from you on applications or other forms;
(ii) information about your transactions with affiliates, or others; and
(iii) information we receive from a consumer reporting agency.
NO DISCLOSURES OUTSIDE OF EXCEPTIONS
We do not disclose any nonpublic information about our customers or former customers to anyone, except as permitted by law.
We do not disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements; (i) information we receive from you on applications or other forms, such as your name, address, social security number, assets and income; (ii) information about your transactions with us, our affiliates, or others, such as your payment history or loan balance; (iii) information we receive from a consumer reporting agency, such as your credit worthiness, credit score, or credit history. We do not disclose nonpublic personal information about you to nonaffiliated third parties.
CORRECTION OF INFORMATION:
If you notify us that any information is incorrect, we will review it promptly and make all appropriate corrections to our records.
Federal law establishes privacy standards and requires Empire State Bank to provide our privacy notice to customers each year. If you have any questions about our privacy practices you may write us at Empire State Bank, 68 North Plank Road, Newburgh, NY 12550.