Cash Management

Cash Management offers business customers a convenient and cost effective way to manage their finances through the use of Internet Banking.

Basic features include:

  • View account balances and transactions
  • Download account information into popular financial software such as Quicken and QuickBooks.
  • View and print copies of cleared checks.
  • View and print statements
  • Transfer funds between Empire State Bank accounts.
  • Set up alerts and reminders for notifications when checks clear, CDs mature, account balance falls below a specified amount, etc.
  • Pay bills electronically
  • Set up one-time or reoccurring payments that will automatically be sent based upon the frequency established.

 

ACH Services – Eliminate the need for paper checks by electronically processing debit and credit transactions.

  • Schedule the direct deposit of your employee payroll.
  • Make payments or transfers directly to accounts at other financial institutions.
  • Initiate debits from multiple accounts to collect money for periodic dues or other fees.
  • Collect individual payments directly from the bank accounts of others or from your own accounts at other financial institutions
  • EFTPS Tax Payments allow you to submit your Federal and many State tax payments.
  • Upload batch files using other accounting software that creates an ACH formatted file.

 

Wire Services – Submit wire transfer requests electronically, for same day transfer of funds. (Requests must be received by 1:00 pm EST in order to be processed the same day.) Individual Wire Transfer fees apply.