Personal Services and Solutions

VISA DEBIT CARD

Enjoy the convenience of shopping with an Empire State Bank VISA Debit Card. No more check writing or need to carry cash. Use your Visa Debit card in stores and online for making purchases, and use at ATM’s to get cash.

ONLINE BANKING

Enjoy the convenience of banking 24-7 with Empire State Bank’s Online Banking. Check account balances and transaction history, transfer funds and pay bills.

TELEPHONE BANKING

With Empire State Bank’s 24-Hour Telephone Banking, you have access to your banking information 24-7.  Obtain balances, transaction history and transfer funds. To access our 24-Hour Telephone Banking system, dial 1-877-350-5702.

DIRECT DEPOSIT

Reduce unnecessary trips to the bank. Arrange for free direct deposit of payroll, Social Security or other regular income payments to your  account. Our service representatives will gladly assist you, just contact your nearest branch office.

AUTOMATIC LOAN PAYMENTS

Save time, postage and possible late charges by automatically transferring payments to your ESB loan.

AUTOMATIC TRANSFER

Transfer funds automatically from your checking to savings or money market, weekly, bi-weekly, or monthly. What a great way to maximize your earnings.

COMBINED STATEMENTS

Link accounts to receive one easy to read monthly statement.